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What to Do After a Car Accident in Raynham

Driver Making Phone Call After Accident

Being involved in a car accident can be a frightening and traumatic event for all parties involved. Whether you are involved in a major or minor accident, knowing how to handle the events following the crash can ease the shock and trauma. A wreck is nerve-wracking and unsettling, making thinking clearly and quickly more difficult, which is why knowing what to do after a car accident will help you remain calm and take care of essential matters. The expert team at Silko Honda is here to help you have a plan in place in the event of an accident!

Car Accident Preparedness Checklist

Minor Accidents

A minor car accident generally means that the cars involved are slightly damaged and still operable, and the driver and passengers are not grievously injured. Examples are fender benders and slow-moving collisions. Follow these steps immediately after an accident has occurred:

  1. Check for injuries: Check to see if you or any of your passengers are injured, and call 911 if anyone appears to need medical attention. Keep in mind that some injuries are not immediately apparent, so watch for signs following the impact.
  2. Look for sparks or fire: Ensure that there are no signs of smoke or: fire. If there are, move away from the vehicle. If the airbags were deployed, there would be dust in the air as a result.
  3. Move your vehicle out of the way of traffic: If the accident is minor, move your vehicle to a safe place before speaking with the driver of the other car involved.
  4. Remain calm: Remain in control of your emotions and not blame the other party or apologize for the accident.
  5. Call the police: Even if the accident appears inconsequential, call the police to make a report while the accident is fresh in everyone’s mind. Some states and insurance companies require a police report, an account will help if you are not at fault, and it will detail the accident in case people change their story afterward.
  6. Exchange contact information: Exchange phone numbers, email addresses, and insurance card information with the driver(s). Take pictures of all documents and the license plate on the car. If there are any witnesses, ask for their contact information as well.
  7. Document the accident: Use your cell phone to take pictures of the damage to the cars and the accident scene.
  8. Call your insurance provider: Report the accident immediately to your insurance regardless of who is at fault. This will initiate the car accident insurance claim process and possibly keep the cost of the accident lower.

Major Accidents

Serious car accidents result in life-threatening injuries to the occupants of the vehicles or even possible fatalities. The cars involved might be totaled or require extensive repairs, and the injured parties may require intensive medical treatment and sustain lasting injuries.

  1. Stop and protect the scene: Never drive away from an accident. Turn on your flashers, light flares if possible, use a flashlight if it is dark.
  2. Call 911: Even if there are no apparent injuries, call 911 to alert the police to bring an ambulance. Your insurance may require a police report, and the police can document the accident if you require medical attention. 
  3. Call your insurance: Even if someone contacted your insurance on your behalf, you still need to call and follow up to file a car accident insurance claim and make sure all parties are compensated appropriately. Some insurances have medical benefits that you pay extra for to use if you require medical attention.
  4. Follow up with your physician: If you are experiencing pain or discomfort after being evaluated and treated by emergency personnel, call your doctor for a follow-up to assess your injuries.

How to File an Insurance Claim

Filing an insurance claim is a straightforward process that is usually the same for most insurance companies. Upon filing a claim with your insurance, you will need to submit the following documentation:

  • Insurance policy number
  • A detailed account of the accident
  • Date, time, and location of the accident
  • The collected insurance information of the involved parties and contact information of any witnesses
  • The police report or the number of the police report (if applicable)

After you initiate the claim process, an insurance adjuster will evaluate your vehicle and the documentation of the accident to determine the cost of repairs, coverage, and more. If the evidence submitted does not provide sufficient documentation, the adjuster might evaluate your vehicle in person.

Let Silko Honda Help You!

When it is time to get back on the road in Brockton and Fall River, you can rely on Silko Honda body shop and service center! Our factory-certified auto shop will work with your insurance to repair any body damage and mechanical problems your vehicle sustained. Contact us today, with your questions about how to file a car insurance claim or schedule repairs, and we will have you up and running in no time!

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